National Processors is the #1 provider of merchant accounts for the tobacco industry, getting online cigar and pipe merchants approved in as little as 24 hours with a 99% approval rating!
Online Tobacco Merchant Accounts
Increase sales and simplify transactions for your tobacco business
Online tobacco merchant accounts
We approve 95% of applicants!
Meet supply and demand, risk-free.
Provide your customers access to a wide variety of tobacco products safely and conveniently with our protected payment solutions.


No application fees
Get started with your high-risk merchant account with absolutely no startup or application fees.

Competitive rates
We provide high-risk industries access to necessary merchant account services at affordable rates.

No credit card required
No credit card? Apply today and get started accepting payments without ever having to give us a credit card.

Secure gateway options
PCI-compliant gateways keep you and your customers transactions safe and private with our gateway options.
Optimize your online tobacco business with National Processors
As soon as you’re approved, our merchant account experts will give you access to:
- Business funding options
- Chargeback protection
- Dispute resolution
- Check processing
- Payment gateways
- 3rd party integrations
- International accessibility
- Point-of-sale (POS) solutions


What documents are required to apply?
- A valid, government-issued ID, such as a state-issued driver’s license
- A bank letter or a pre-printed voided check
- Three months of the most recent bank statements
- Three months of the most recent processing statements, if applicable
- A SSN (Social Security Number) or EIN (Employer Identification Number)
- Chargeback ratios must be under 2%
- A secure, fully-operational website